General terms and conditions (abbreviated “GTC”, in non-standard language also frequently referred to as GTCs, GTC’s or GTCees) are all pre-formulated standard form contractual conditions for a large number of contracts that one contractual party (the user) presents to the other contractual party upon conclusion of a contract.

Thereby it is unimportant whether the stipulations form an extrinsically separate element of the contract (colloquially referred to as "the small print") or whether it is included in the contractual document itself.

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